The Quadpay Business Model – How Does Quadpay Make Money?

Executive Summary: Quadpay is a ‘Buy Now, Pay Later’ (BNPL) service that allows shoppers to pay over the course of four interest-free installments. The company works together with over 10,000 merchants. Quadpay makes money via merchant fees, late payment fees, convenience fees, as well as interchange. Founded in 2017, Quadpay has grown to become one … Read more

The Signal Business Model – How Does Signal Make Money?

Executive Summary: Signal is a messaging platform that offers end-to-end encryption for text messages as well as voice and video calls. Signal makes money via donations. As a non-profit organization, it relies on these donations to continue offering its service. Launched in 2014, Signal has grown to become one of the world’s most-used messaging apps. … Read more

The eToro Business Model – How Does eToro Make Money?

Executive Summary: eToro is a FinTech company that allows users to trade various financial assets, including stocks, cryptocurrencies, commodities, and many more. Users can furthermore mimic traders from others by using eToro’s CopyTrader feature. eToro makes money via the spread it applies on trades, overnight and weekend fees, withdrawal fees, currency conversion fees, as well … Read more

The Dave Business Model – How Does Dave App Make Money?

Executive Summary: Dave is a personal finance app available on Android and iOS devices. Users can budget their finances, borrow money from Dave, and even find side hustles on the platform. The Dave app makes money via membership fees, donations from users, interchange fees, interest earned on cash, and referral fees. Founded in 2016, Dave … Read more