Executive Summary: E-Trade is an online brokerage and bank which has developed a variety of financial products. These include the ability to invest in securities, open savings accounts, or even take out loans. E-Trade makes money via net interest income, payment for order flow, commissions, as well as fees, and service charges.  Founded in 1982, … Read more

Executive Summary: HealthyWage is a platform that allows users to place bets on the weight that they will lose over a certain time span. HealthyWage makes money from the bets that its users lose, paid sponsorships, administration fees, as well as by selling aggregated data to companies. Founded in 2009, HealthyWage has become one of … Read more

Executive Summary: Farfetch is an online luxury fashion marketplace. It works together with brands and boutiques to sell their products on its platform. Farfetch makes money from commissions, fulfillment services, a white-label software solution, in-store and online sales, as well as income from the wholesale of products. Founded in 2007, Farfetch has grown to become … Read more

Executive Summary: Digit is a FinTech company providing an app that is automatically saving and investing money on its user’s behalf.   Digit makes money from subscription fees, referral fees, withdrawal fees, as well as interest from funds residing on its user bank accounts. Founded in 2013, Digit has become one of the leading personal … Read more

Executive Summary: Quadpay is a ‘Buy Now, Pay Later’ (BNPL) service that allows shoppers to pay over the course of four interest-free installments. The company works together with over 10,000 merchants. Quadpay makes money via merchant fees, late payment fees, convenience fees, as well as interchange. Founded in 2017, Quadpay has grown to become one … Read more

Executive Summary: Jackpocket is an app that enables people to buy state lottery tickets online. Tickets are then purchased and stored by Jackpocket’s licensed partners. Jackpocket makes money from a service fee as well as commissions that paid out by the states it is available in. Founded in 2013, Jackpocket has grown to become the … Read more

Executive Summary: DraftKings is a platform that offers daily fantasy sports, sports betting, and gambling products. Users can access the products via the firm’s website as well as by downloading its mobile app. DraftKings makes money by taking a percentage cut from playing tournaments, sports betting and gambling products, advertising on its platform, as well … Read more

Executive Summary: Signal is a messaging platform that offers end-to-end encryption for text messages as well as voice and video calls. Signal makes money via donations. As a non-profit organization, it relies on these donations to continue offering its service. Launched in 2014, Signal has grown to become one of the world’s most-used messaging apps. … Read more

Executive Summary: Trading 212 is an online brokerage that offers various investment products, namely Invest, CFD, and ISA. These allow users to buy and sell stocks, commodities, currencies, and more. Trading 212 makes money via profits from trades and spreads, overnight and weekend fees, as well as currency conversion fees. Founded in 2004, Trading 212 … Read more

Executive Summary: GetUpside, available on Android and iOS devices, is a cashback app that allows consumers to earn rewards by scanning their receipts. GetUpside makes money via affiliate commissions. These commissions are paid by the 20,000 businesses it partners with, including Burger King or BP. Founded in 2016, GetUpside has grown to become one of … Read more