Viktor Hendelmann 
Executive Summary: Quadpay is a ‘Buy Now, Pay Later’ (BNPL) service that allows shoppers to pay over the course of four interest-free installments. The company works together with over 10,000 merchants. Quadpay makes money via merchant fees, late payment fees, convenience fees, as well as interchange. Founded in 2017, Quadpay has grown to become one … Read more
Executive Summary: Jackpocket is an app that enables people to buy state lottery tickets online. Tickets are then purchased and stored by Jackpocket’s licensed partners. Jackpocket makes money from a service fee as well as commissions that are paid out by the states it is available in. Founded in 2013, Jackpocket has grown to become … Read more
Executive Summary: DraftKings is a platform that offers daily fantasy sports, sports betting, and gambling products. Users can access the products via the firm’s website as well as by downloading its mobile app. DraftKings makes money by taking a percentage cut from playing tournaments, sports betting and gambling products, advertising on its platform, as well … Read more
Executive Summary: Signal is a messaging platform that offers end-to-end encryption for text messages as well as voice and video calls. Signal makes money via donations. As a non-profit organization, it relies on these donations to continue offering its service. Launched in 2014, Signal has grown to become one of the world’s most-used messaging apps. … Read more
Executive Summary: Trading 212 is an online brokerage that offers various investment products, namely Invest, CFD, and ISA. These allow users to buy and sell stocks, commodities, currencies, and more. Trading 212 makes money via profits from spreads, stock lending, overnight and weekend fees, and conversion fees. Founded in 2004, Trading 212 has grown to … Read more
Executive Summary: Upside (formerly GetUpside), available on Android and iOS devices, is a cashback app that allows consumers to earn rewards by scanning their receipts. The Upside app makes money by receiving a share of the profit its 20,000+ partners make. It operates under an affiliate business model. Founded in 2016, GetUpside has grown to … Read more
Executive Summary: Fetch Rewards, available on Android and iOS devices, is a shopping app that allows consumers to earn rewards by scanning their receipts. Fetch Rewards makes money via affiliate commissions paid by the brands it partners with as well as through interchange fees. It operates under an affiliate business model. Founded in 2013, Fetch … Read more
Executive Summary: eToro is a FinTech company that allows users to trade various financial assets, including stocks, cryptocurrencies, commodities, and many more. Users can furthermore mimic traders from others by using eToro’s CopyTrader feature. eToro makes money via the spread it applies on trades, overnight and weekend fees, withdrawal fees, currency conversion fees, as well … Read more
Executive Summary: Unsplash is a platform, accessible via its website, mobile and tablet apps, as well as on smart TVs, which offers over 2 million high-resolution images that can be downloaded free of charge. Unsplash makes money via native advertising on its platform as well as from subscription fees. Founded in 2013, Unsplash has grown … Read more
Executive Summary: Dave is a personal finance app available on Android and iOS devices. Users can budget their finances, borrow money from Dave, and even find side hustles on the platform. The Dave app makes money via membership fees, donations from users, interchange fees, interest earned on cash, and referral fees. Founded in 2016, Dave … Read more