How Does PayPal Make Money? Dissecting Its Business Model

PayPal Business Model

Executive Summary: PayPal is a financial services company that is most notably known for allowing users and businesses to send and receive payments online. PayPal makes money via transactions fees, premium features offered to business accounts (in the form of subscriptions), the sale of card readers, business loans, referral fees on cashback rewards, interchange fees, … Read more

How Does Webull Make Money? Its 6 Income Streams Revealed

Webull Business Model

Executive Summary: Webull is a FinTech company that enables users to trade financial commodities such as stocks or exchange-traded without paying a commission. Webull makes money via order flow payments, short seller fees, subscriptions, interest paid on margin, account management fees, and interest on free credit balances. Established in 2017, Webull has grown to become … Read more

How Does Stash Invest Make Money? Dissecting Its Business Model

Stash Business Model

Executive Summary: Stash is a FinTech company that offers various financial products aimed at American retail investors. Examples include the ability to invest in different stocks or index funds, personal investment advice, life insurance, a debit card, and much more. Stash makes money via subscription fees, cashback rewards, payment for order flow, and interest earned … Read more

The Next Insurance Business Model – How Does Next Insurance Make Money?

Next Insurance Business Model

Executive Summary: Next Insurance is a digitally enabled insurance provider serving small business owners. The company offers different types of policies, for instance, business or liability insurance. Next Insurance makes money by charging customers a monthly premium. Quotes start from as low as $10 per month and policy. Founded in 2016 and headquartered in Palo … Read more

How Does Personal Capital Make Money? Dissecting Its Business Model

Personal Capital Business Model

Executive Summary: Personal Capital is a FinTech platform that provides a variety of financial management tools to better manage one’s money. Account holders with over $100,000 in assets are eligible to receive advice from one of the company’s certified financial advisors. Personal Capital makes money via the management fees it charges for its advisory service. … Read more

The Wealthfront Business Model – How Does Wealthfront Make Money?

Wealthfront Business Model

Executive Summary: Wealthfront is a financial services platform that provides investment, retirement, and cash management products to retail investors. Wealthfront makes money via advisory fees, interest on issued loans, interchange fees, and interest earned on cash. Founded in 2008 and headquartered in Palo Alto, California, Wealthfront has become one of America’s leading robo-advisors. The company … Read more